Market volatility feels different when your savings become your paycheck. This episode with Aaron Vincent & Matt Decker uses real-world analogies to explain why volatility is normal—and why it matters more as retirement approaches. The discussion covers AI-driven headlines, emotional reactions, and the danger of staying in “accumulation mode” too long. Listeners hear how shifting perspective from growth to income can change risk decisions and help retirees stop rowing when they’ve already reached shore.

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