This week Elizabeth and Ron welcome back to the program, Gary Stone, founder of Share Wealth Systems (1995) and author of  Blueprint to Wealth: Financial Freedom in 15 minutes a Week (2016). Gary has over 25 years experience in researching and investing in the stock market and shares with the team his insights on the importance of having a big picture view of investing; the challenge of staying on a long term investment path; the Effort to Return ratio; the predictability of markets; sequence returns risk and why its never too late to learn more about investment strategies and reduce risks to your retirement savings.