In personal finances we spend a lot of time hating on the Starbucks, Netflix, and "excessive" spending.

But who truly determines what's "excessive?"

In this episode of the podcast we discuss Ramit Sethi's Money Dials and how we can apply them to our lives.

From his 10 dials:

1. Convenience
2. Travel
3. Health / fitness
4. Experiences
5. Freedom
6. Relationships
7. Generosity
8. Luxury
9. Social status
10. Self-improvement

We ask the question: What do you LOVE to spend money on?

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