The Ramsey Show

Stop Excusing Debt as a Dream

Listen Later

🎟️ The Ramsey Show Live Tour: Tell us where we should go next!


Dave Ramsey and Dr. John Delony answer your questions and discuss:

  • "My wife and I aren't on the same page financially. At what point should I open a separate bank account that I can manage?"
  • "I feel insecure only having $1,000 in my emergency fund while I'm in Baby Step 1..."
  • "My husband hid credit card debt from me again. How do I protect myself from his out-of-control spending?"
  • "Was taking out a $100,000 loan to buy cattle a bad idea?"
  • "What should I do with my stock that has grown to $1.8 million?"
  • "Should we accept a $100,000 gift from my parents?"
  • "What's the best way to invest?"
  • "I'll be graduating med school with over $200,000 of student loan debt. How do I pay them off while investing in a Roth?"
  • "Is this trend of people selling their houses for RVs healthy?"
  • "How do I repair my marriage and get out of debt?"
  • "Should I confront my mother about using my 529 to pay for an exchange student's college instead of my tuition?"


    • Next Steps:

    ✔️ ⁠Help us make the show better. Please take this short survey.⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.

    💵 ⁠Start your free budget today. Download the EveryDollar app!

    📱 Get episodes early in the free Ramsey Network app! 

    🤔 Will an online will work for you? Take this quiz to find out

    ✏️ Explore our high school personal finance and new economics curriculum.

    📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!


    Connect With Our Sponsors:

    • Stop paying more and start shopping smarter at ALDI.
    • Get 10% off your first month of BetterHelp.
    • Go to Boost Mobile to switch today!
    • Learn more about Christian Healthcare Ministries.
    • Get started today with Churchill Mortgage.
    • Get 20% off when you join DeleteMe.
    • Go to FAIRWINDS Credit Union for an exclusive account bundle!
    • Find top health insurance plans at Health Trust Financial.
    • Use code RAMSEY to save 20% at Mama Bear Legal Forms.
    • Visit NetSuite today to learn more.
    • For more information, go to SimpliSafe.
    • Use promo code RAMSEY for 18% off at The Nokbox.
    • Get started with YRefy or call 844-2-RAMSEY.
    • Visit Zander Insurance for your free instant quote today! 


      • Explore more from Ramsey Network:

      💸 The Ramsey Show Highlights

      🧠 The Dr. John Delony Show

      🍸 Smart Money Happy Hour

      💡 The Rachel Cruze Show

      💰 George Kamel

      🪑 Front Row Seat with Ken Coleman

      📈 EntreLeadership


      Ramsey Solutions Privacy Policy

      Learn more about your ad choices. Visit megaphone.fm/adchoices

      ...more
      View all episodesView all episodes
      Download on the App Store
      The Ramsey ShowBy Ramsey Network