We all put off financial tasks we know we should handle—but waiting can quietly increase risk. On this episode of the SFS Power Up Wealth Podcast, James Derrick and Jordan Hadfield break down three financial moves you should be making right now:

• 📝 Estate Planning – Wills, powers of attorney, and trusts aren’t just for later in life. Some planning should start as early as age 18.

• 💰 Retirement Savings – The new rule of thumb? Aim for 15%. Time in the market matters more than waiting for the “perfect” moment.

• ⚖️ Risk & Rebalancing – Without regular check-ins, your portfolio may be taking on more risk than you realize.

🎧 A great reminder that small actions today can create long-term confidence tomorrow.