Stop the Reckless War on Credit Cards with President at American Commitment Phil Kerpen — America’s credit card system has long empowered consumers with flexibility, security, and convenience, yet recent policy proposals threaten to undermine these benefits with burdensome regulations that could raise costs and reduce access for everyday users. Under the leadership of Phil Kerpen, President of American Commitment, a respected voice for free-market solutions, there’s a clear call to defend common-sense credit practices and push back against misguided government overreach. Kerpen argues that instead of waging a reckless war on credit cards, policymakers should focus on fostering competition, protecting consumer choice, and ensuring that financial products remain affordable and accessible to all Americans. It’s time to stop the attack on credit cards and champion policies that truly serve working families and the broader economy.