On this episode of For What It's Worth, host Rubina Ahmed-Haq is joined by Nathan Kennedy , Financial Literacy Creator - Nat New Money , discussing about why more and more credit card holder are just making minimum payment and how will it impact ones credit score.

Later in the show, Rubina chats with Jason Vickers, Partner and National Retail Transformation Leader at Deloitte, analyzing why the big retailers including Amazon and Walmart are bringing a change to their return policies.