Why Stripe Declines Upsells & How to Fix It: Optimize Your Funnel for More Conversions

If your upsells are getting declined—especially after the front-end sale goes through—this episode is a must-watch. 💳 In this in-depth breakdown, Maria Sparagis explains exactly why Stripe and other payment processors may be flagging your upsell offers, and what you can do to increase approval rates in your checkout funnel.

🔍 Learn:

- Why upsells and order bumps get flagged—even after a front-end sale

- How Stripe Radar rules and default settings could be killing your conversions

- The importance of vaulting (tokenizing) customer card data

- Why low front-end price points might backfire on your funnel

- Pro techniques like "authorize and settle" for multi-step checkouts

- The risks of duplicate price points & how to avoid “do not honor” declines

Whether you're using Systeme.io, ClickFunnels, WooCommerce, or any other cart tool—if you rely on Stripe for payment processing, this episode will help you recover lost sales and maximize your AOV (average order value).

📈 For those running DTC funnels or subscription models, Maria shares specific Stripe Radar settings to audit, tweak, and monitor.

💬 Questions? Need help with Stripe or merchant accounts?

Contact Maria’s team at DirectPayNet to get expert guidance and hands-on support. ➡️ directpaynet.com/contact-us

0:00 Intro

1:02 Stripe Causing Declines

2:59 #1 Tokenize Data

5:14 #2 Price Test

7:05 Stripe Radar Tweaks

8:11 Velocity Checks

11:51 Gradual, not Rapid

12:59 Don’t Contact Stripe

14:11 Increase Conversions

18:33 Bonus Tip

22:14 Summary

👉 Don’t forget to like, subscribe, and drop a comment if this helped you!