In this episode of That1 Podcast, C-Roc sits down with Mary Lynn Hammer to unpack the U.S. student loan crisis and the broken repayment system keeping millions in debt. Marilyn shares insider details from Department of Education negotiations, the flaws in current forgiveness programs, and the shocking 70% delinquency rate after payments resumed. She explains how public service workers can qualify for forgiveness, why political roadblocks stall progress, and her vision for sustainable, fair repayment plans. This conversation is packed with hard truths, behind-the-scenes insights, and actionable steps for borrowers, educators, and policymakers who want real change in student loan reform.