In this episode of the Planned Solutions Incorporated Podcast, Summer jobs for teens are often low-level and low paying. However, they can be an important springboard that can be used to start a career on the right track and jumpstart a financial plan. Therefore, it

is important to be prepared to take advantage of the career skills and learning opportunities that a part-time job may offer.

Also, Oil prices have declined sharply in the past 12 months. After peaking at more than $120 in June 2022, oil prices have since trended downward falling below the $70 price point in June 2023. In

addition, it appears that oil prices may continue to decline as suppliers have ramped up production following the pandemic which could possibly return prices to their pre-COVID level of $55 per barrel.

And, The US debt ceiling debate is finally over but investors may

not even take notice as they were not deceived by the purported

danger to begin with. Despite the economic and financial brinks manship, the US stock market remained near its highs for the year and the volatility index(VIX), a common fear gauge, never showed signs of stress. It appears that investors have panic fatigue when it comes to the debt ceiling having been told it would result in a disaster that never materialized too many times in the past.

Plus a look at the Planned Solutions Incorporated Office Bulletin Board-It is that time of year again … charity golf tournament season. It is the time of year when we can get outside, enjoy the warm weather, have fun, and support worthwhile causes. With that said we

hope you will join us again this year in playing golf and raising money for cancer charities.

The Harlan D. Wood Memorial Cancer Charity Golf Tournament is

planned again this year. We hope you will sign up to attend or support the cause by donating to a cancer charity of your choice.

Date: October 13th, 2023

Location: Rancho Murieta Country Club – South Course

7000 Alameda Drive

Rancho Murieta, CA 95683

Time: 9 am shotgun start, 1:30 barbecue

All profits go to cancer research and education. You can help by attending the tournament or donating. Not golfing? Bring friends and attend the BBQ.

Chase Armer's book- Financial Planning Insights is now available at:

https://www.amazon.com/Financial-Planning-Insights-Decades-Planner/dp/1098306279?ref_=ast_author_mpb

To subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast) please e-mail [email protected]

The Personal Finance Review is published and distributed biweekly by Planned Solutions, Inc. for informational purposes only. Please seek the advice of a qualified financial planner before taking any action.

Planned Solutions, Inc.