In this week's finance industry review, Paige Estritori of Financial Services Online highlights potential change in US monetary policy as President Trump considers replacing Federal Reserve Chair Jerome Powell. Such a shift could impact domestic and global markets, altering business and consumer loan rates. Local updates focus on the Australian Prudential Regulation Authority's changes to the home loan assessment policy. Taking effect in late September, these alterations could transform home lending practices and impact borrowing abilities. Amidst market volatility, the podcast also notes a rising trend of reliance on advisers over pursuits of high returns. Lastly, a Central Banks Gold Reserve Survey points towards an increased focus on gold, due to ongoing economic and geopolitical turbulence. For more details, visit financialservicesonline.com.au.