In this episode of Financial Services Online, we explored various aspects of the finance sphere, starting with the growing gap in house and unit prices in Melbourne and across Australia, making home ownership increasingly difficult. Trends indicate an upcoming challenging upgrade path from units to houses. We also discussed the impacts of China's tech startup, DeepSeek's new open-source AI model on global markets. Major stock indices and currency markets experienced turbulence following the innovation. In Australia, housing trends continue to fluctuate, with Sydney and Melbourne seeing a dip in dwelling values. A rise in listings potentially signals mortgage stress, impacting smaller capitals as well. Upcoming monetary policy decisions from prominent banks are anticipated to affect commodity prices and housing markets globally. Slight alterations in oil and gold prices, as well as Bitcoin's significant plunge, were reported. For more insights, visit financialservicesonline.com.au.