Suze Orman, a well-known money expert, argues that investing in dividend-paying stocks or ETFs is the best way to generate passive income. She emphasizes the potential for high returns and the stability of dividend payments, encouraging investors to consistently invest in these assets to build a strong portfolio. Orman cautions against viewing real estate as a reliable source of passive income due to rising home insurance premiums, particularly in areas prone to natural disasters. She suggests that the rising cost of home insurance may make maintaining ownership increasingly difficult.

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