We know it's the time of year that you don't even want to look at your bank account-- because you've just been swiping, swiping, and swiping those credit cards as you work to complete your gift list. The spending may not always be on everyone else, sometimes it's "One of them, One for you..." On Ask the Expert, Mary Hines Droesch joined KRLD. She is a Financial Expert at Bank of America. She shares the latest overspending trends at this time of year and how to avoid the issue leaking into the new year.