What happens when your rent, groceries, and basic survival all get charged to a credit card? In this episode, we unpack the quiet crisis facing millions—where debt isn’t about luxury, it’s about life. From rising housing costs to stagnant wages, we explore how credit cards have become lifelines for everyday expenses, and the emotional toll of living one swipe away from financial collapse. You’ll hear real stories, hard truths, and a call to rethink the systems that normalize debt as a survival strategy. This isn’t about budgeting tips—it’s about dignity, resilience, and the cost of being poor in America.