Susannah and Sarah take a look at the steps we can take with our investments and personal finances as we head into 2025.

Helen Morrissey, head of pension analysis, outlines the key New Year jobs to do when it comes to your pension.

Emmanuel Asuquo, personal finance expert and founder of the Eman Effect, talks us through exploring your money mindset and building good habits – both of which are key to starting the year right.

This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.

Hosted on Acast. See acast.com/privacy for more information.

Join Susannah and Sarah as they delve into the potential economic landscape of 2025. We'll explore:

• Market volatility: examining the potential for fluctuations in stocks and bonds.
• Mortgage rates & tax rises: understanding the impact of rising costs on your finances.
• Pension planning: gaining insights from Helen Morrissey, head of retirement analysis.
• Investment opportunities: Matt Britzman looks at companies which could be worth watching in 2025 and Emma Wall takes us through some funds to keep an eye on.

This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.

Hosted on Acast. See acast.com/privacy for more information.

Susannah and Sarah take a look back at a huge year for the markets, with global elections, geopolitical unrest, AI enthusiasm, gold prices and a Budget to remember.

Helen Morrissey, head of pension analysis, joins us to discuss what the year held in store for pensions.

Matt Britzman, senior equity analyst at HL, looks at the companies he said were worth keeping an eye on at the start of the year.

And Emma Wall, our head of platform investments, will take us through the performance of the funds she spotlighted for this year.

This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.

Hosted on Acast. See acast.com/privacy for more information.

Susannah and Sarah delve into how things are looking for the hotels and hospitality sector as we head towards Christmas. We’ll touch on challenges faced across the jobs market, rising salary expectations and the impact of increased National Insurance Contributions to businesses.

Special guest, Jane Pendlebury, CEO of HOSPA, gives us insight into how Christmas is shaping up for the industry this year.

Matt Britzman, senior equity analyst at HL, looks at what the season holds in store for the listed companies in this space.

And Emma Wall, our head of platform investments, will take us through a fund manager’s view.

This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances.

Hosted on Acast. See acast.com/privacy for more information.

Susannah and Sarah look ahead to Black Friday and Christmas spending. They also discuss how Trump’s win and the hike to employer National Insurance contributions could impact retailers and rising prices.

We’ll hear from Helen Morrissey, head of retirement analysis, who has a different view of what we could be spending our money on this Christmas.

Special guest, Paul Reader, Commercial Director of Toymaster, lifts the lid on the golden quarter.

Matt Britzman, senior equity analyst at HL, looks at what the season holds in store for retailers.

And Emma Wall, our head of platform investments, will take us through a fund manager’s view.

This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances. 

Hosted on Acast. See acast.com/privacy for more information.

Susannah and Sarah break down last week’s Autumn Budget, diving into its potential impact on savers, investors, and pensions. They cover key topics like inheritance tax changes and their effect on pensions and AIM investments, capital gains tax hikes, employer national insurance adjustments, and the freezing of income tax thresholds.

They’ll also look at how the speech influenced markets and the confusion around possible changes to pension tax-free cash, which has left many facing a financial headache.

Emma Wall, our head of investment analysis and research, speaks with Henry Lowson from Royal London Asset Management.

And Matt Britzman, senior equity analyst at HL, tells us which stocks to keep an eye on following the Chancellor’s budget.

This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits depend on your personal circumstances. 

Hosted on Acast. See acast.com/privacy for more information.

Susannah and Sarah discuss politics both sides of the pond: UK Budget speculation and what rumoured changes mean for investors, plus what impact the US election is having on companies and markets.

They are joined by Ben Page, chief executive of IPSOS, who explores opinions and behaviours around elections.

Emma Wall, our head of investment analysis and research, speaks to Ziad Gergi, head of multi-manager funds at Hargreaves Lansdown.

And Matt Britzman, senior equity analyst at HL, will assess how some shares will be affected by the US election result – Microsoft, Ashtead and D. R. Horton.

This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.

Hosted on Acast. See acast.com/privacy for more information.

Susannah and Sarah discuss the future of the EV industry in the wake of the China vs US trade war.

Top Gear’s Quentin Willson talks about the trends in EV ownership and how the manufacturers are faring.

Emma Wall, our head of investment analysis and research, has a deeper look at China’s prospects.

As usual, Matt Britzman, senior equity analyst at HL, also spotlights some shares to watch in this sector – TSMC, BMW and Tesla.

This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.

Hosted on Acast. See acast.com/privacy for more information.

Susannah and Sarah discuss the pressures on buy-to-let mortgages, from legislation to mortgage rates, house prices and the impact of changes to capital gains tax - with property veteran, Jeremy Leaf. Helen Morrissey, head of retirement research, explores buy-to-let for retirement and the expected upcoming boost to the state pension.

Matt Britzman, senior equity analyst at HL, also spotlights some companies to watch in the sector, including Taylor Wimpey and Ibstock.

This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.

Hosted on Acast. See acast.com/privacy for more information.

Navigating the new media landscape: Susannah and Sarah take a look at the challenges facing the media industry, covering the drop in popularity of traditional television, the rise of streaming services and online competitors and the impact on advertising revenue.

Plus, Matt Britzman, senior equity analyst at HL, gives his thoughts on some listed companies affected by changes in the industry.

This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss.

Hosted on Acast. See acast.com/privacy for more information.