Part One: Ciarán Hancock is joined on the line by Dublin MEP Brian Hayes to discuss his call for the introduction of legislation to make it easier for mortgage holders to shop around for a more competitive rate of interest. He also gives his view on government formation and Irish Water.

Part Two: Is there a kinder Irish budget in the offing for 2016? A projected €900 million surplus for government spending would suggest so. To discuss this and a round-up of all the recent business and economic news we are joined in studio by Economics Editor Arthur Beesley, Business Editor Cliff Taylor and Markets Corespondent Joe Brennan.