Crushed by credit card debt or feeling trapped by a high-interest auto loan? It’s time to take back control of your finances.

In this episode, host Jeff Panik shines a spotlight on the staggering $1.15 trillion credit card debt crisis, revealing how record-high interest rates of 22.75% and widespread financial illiteracy are making things worse for many. Offering practical, actionable advice, Jeff uncovers smart strategies for managing credit cards responsibly—everything from maximizing rewards and utilizing balance transfers to building credit with secured cards.

The strategies don’t stop there. Jeff also tackles the rising costs of auto loans, explaining how to minimize total ownership expenses and obtain better financing terms, even in a high-interest environment.

Whether you’re dealing with credit card debt or struggling with auto loan payments, this episode equips you with the necessary tools and insights to make informed financial decisions..

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