Before we dive into the numbers, let's set the stage. Your financial journey is a marathon, not a sprint. It's about progress, not perfection. Embrace these mindsets:

• Be the CEO of Your Life: You are no longer a passive passenger. You are the CEO of "You, Inc."—making strategic decisions about your resources.
• Your Money is a Tool: Money itself isn't the goal. It's the tool that builds the life you want—security, experiences, freedom, and the ability to help others.
• Progress Over Perfection: A small, consistent step is better than no step at all. Don't let perfect be the enemy of good.