Certified financial planner Ken Moraif from Money Matters with Ken Moraif joins Steve to discuss how to get started on saving money and building wealth - no matter how much money you make! Plus: the biggest misconceptions people have about money management, why financial planners are not just for rich people, what's the difference between fee-based vs. commission-based advisors, how to max out your savings potential, IRA and Roth IRAs explained, facing up to a financial rough spot and how to conquer the problem, and putting your investments on auto-pilot.