Join Chris in this episode of Mortgage Matters as he delves into an intriguing topic for property investors—the Debt Service Coverage Ratio Loan. With all the different loan programs available, understanding the specifics of this unique program can be beneficial for those looking to invest in real estate. In this episode, Chris explains how the debt service coverage ratio works and how it differs from traditional income-based qualification methods. He highlights the advantages of this program, such as qualifying for loans based on the subject property's income potential rather than personal income. Chris also discusses the credit score requirements, down payment, property eligibility, and market considerations for potential investors. Whether you're a seasoned investor or just starting out, this episode provides valuable insights into leveraging real estate investments for long-term financial stability.