Every secure financial future begins with the decision to take control today. In this episode, host Marla Noel shares her passion for personal financial planning, offering clear, practical guidance to help listeners build confidence with their money, whether they’re just starting out in their 20s or rethinking goals later in life.

Drawing on her expertise as a CPA, business owner, and university instructor, Marla breaks down the essentials: budgeting, saving, managing debt, understanding 401(k) benefits, and setting SMART financial goals. She also explains how to create a personal financial statement, why quarterly check-ins matter, and the steps you can take right now to reduce financial stress and build long-term security.

This episode is packed with straightforward strategies and encouragement for anyone ready to stop feeling overwhelmed and start making empowered financial choices.

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Marla Noel is the creator and host of the Per Her Perspective podcast: a series of raw, relatable conversations about leadership, challenges, finding resources and solutions in running a business, many times, with the help of other smart people in peer groups. With riveting episodes live on all major platforms, the show inspires business owners to grow the business and make those bold decisions with the input of others to go bigger and more profitable. To learn more about Marla, visit www.OCGrowthAdvisors.com