Under the Hood

Taking Credit Global with Misha Esipov


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Nearly 1 in 3 Americans don’t have access to credit at competitive rates, despite many who have strong willingness and ability to pay.

The greatest challenges to broadening access to credit and doing so profitably, while charging competitive rates, are addressable through Banking-as-a-Service technology.

In this episode, Sankaet Pathak, co-founder and CEO of Synapse is joined by Misha Esipov, co-founder and CEO of Nova Credit. Together, they explore the vision of democratizing access to cost-effective credit beyond borders. They break down the challenges and explore solutions to taking credit global.

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Under the HoodBy Sankaet Pathak of Synapsefi.com