In today’s world filled with tempting deals and gadgets, both online and offline, we are so blinded by shiny objects that we stop caring about the amount of money we are spending. 

If you are someone who has accrued credit card and other debt and is desperate to pay it off, you must understand that there is no knight in shining armor who will come to your rescue. We have to seek solutions ourselves, and it all starts with changing ourselves first.

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