On this episode of Talking Cents, I’m joined by Chad Roller from our Conway office, and we’re digging into something that might sound like a problem for future you: Social Security. I know, it feels far off, but trust me - it’s worth paying attention to now. We’ll cover how it affects your paycheck, why when you claim it matters, and how to build it into your bigger retirement plan. Plus, we’ll talk about what could happen if the system changes.

Visit https://www.ssa.gov for more information on your Social Security benefits.

And if you're looking for tools to help in your journey to true financial independence, visit https://sparkmywealth.com

Paying off debt sounds smart, but what if investing could get you further ahead? That's the question Alec and I are looking at this week on Talking Cents. Neither is a bad idea, but we're taking a look at the pros and cons of each so you can make the best decision for YOUR personal circumstances.

And if you're just getting started, we've got a free tool available for you to check out at https://sparkmywealth.com/

In today’s episode of Talking Cents, I’m focusing on advice for those of you in your 20s and 30s. Some key areas we’ll be looking at: building an emergency fund, maximizing employer-matched contributions, paying off non-mortgage debt, starting a Roth IRA, and monitoring credit scores. And remember - small actions today can significantly impact your future financial well-being!

As mentioned, if you want to see if who you're working with is properly licensed, visit  https://brokercheck.finra.org/ (FINRA Broker Check)

And if you're just getting started, check out our free tool at https://sparkmywealth.com/

When the markets are rocky and we're in uncertain times, like right now, people often ask, "Should I pull out of the market?" The short answer is no! And Chad Roller is joining me this week as we take a look at how volatility is a normal part of investing AND a key factor in achieving long-term growth!

And if you're just getting started, we've got a free tool available for you to check out at https://sparkmywealth.com/

Discover the power of the Roth IRA! In this episode, Alec Daril and I are looking at the rules of a Roth IRA, how to start one, and how this simple investing tool can be one of the most powerful ways to build tax-free wealth in retirement!

And if you're looking for more resources to help you get started, we've got a free tool available to you at https://sparkmywealth.com

There was recently a sensational headline from Bloomberg claiming the 401(k) will disappear in 10 years! Chad Roller, my partner in the Conway office, is joining me as we look at what’s actually happening here and what this could mean for your retirement savings.

And if you’re looking for more guidance, check out our “6 Keys To True Financial Independence” https://getreadyforthefuture.com/keys

Breaking up with a financial advisor can be tough! But sometimes it’s necessary for your financial success. Join me and Alec as we go through identifying red flags, navigating the breakup process, and keeping you on the path to true financial independence. 

And if you’re looking for more resources, check out our guide “6 Keys To True Financial Independence” https://getreadyforthefuture.com/keys

If you're being laid off from your job, your employer might offer you a severance package. But what does that mean, exactly? Chad Roller is joining me in this episode as we take a look at: considerations when offered a severance package, possible areas of negotiation, taxes, and some gaps that you might need to fill between jobs. 

And if you're looking for more resources on your financial journey, check out our guide “6 Keys To True Financial Independence” https://getreadyforthefuture.com/keys

We've got a very special guest in this episode of Talking Cents: Kassidy Cook! Kassidy is an Olympic diver, winning a silver medal in the 2024 Paris Olympics with her diving partner, Sarah Bacon, in the 3-meter synchronized springboard. We'll be talking about her journey to the Olympics and how some of the same principles and habits she learned along the way have also helped in her financial journey. This is one you don't want to miss!

And if you're interested more in Kassidy's journey, you can check her out on social media @kassidycook13!

If your family’s growing, that can be exciting! It’s also more expensive! Chad Roller’s joining me this week as we look at ways to make sure you have a solid financial foundation so you can enjoy this time and focus on what really matters.

And if you’re looking for more guidance, check out “6 Keys To True Financial Independence” https://getreadyforthefuture.com/keys