In this episode of Behind the Curtain: Money Made Simple, Julie Beckham speaks with Rita Yeung, Manager of Tax Services at Rockland Trust, about how individuals can approach tax season with more clarity and confidence. Rita shares how her background in accounting led her to a career solving financial puzzles and helping clients understand complex tax rules. The conversation covers key filing deadlines, the difference between standard and itemized deductions, and what gig workers should know about reporting income and expenses. Rita also highlights recent tax law updates, explains how large refunds may signal over-withholding, and discusses how proactive planning throughout the year can help individuals reduce stress and make smarter financial decisions. 

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Key Points From This Episode: 

[00:00:00] Julie Beckham introduces the podcast and welcomes Rita Yeung to discuss tax season. 

[00:01:32] Rita explains her background in accounting and why she enjoys solving financial problems. 

[00:02:30] The importance of the April 15 tax deadline and what taxpayers need to file and pay. 

[00:03:23] How filing a tax extension works and why it does not extend the payment deadline. 

[00:04:13] The difference between standard deductions and itemized deductions. 

[00:06:10] How recent tax changes increased the standard deduction and influenced filing choices. 

[00:07:35] Tax responsibilities for gig workers and independent contractors. 

[00:08:57] Common deductible business expenses such as mileage, equipment, and home office costs. 

[00:10:22] When it makes sense to consult a tax professional for more complex financial situations. 

[00:12:18] Why tax laws change frequently and why professional guidance can be helpful. 

[00:13:00] Overview of recent tax law updates, including new deductions and credit adjustments. 

[00:16:09] Increased child tax credits and higher limits for state and local tax deductions. 

[00:17:46] Why a large tax refund may indicate too much withholding during the year. 

[00:18:53] How taxes can reveal broader financial habits and planning opportunities. 

[00:20:25] Why effective tax planning should happen throughout the year, not just before filing. 

[00:21:37] Last-minute retirement contributions that may reduce taxable income before the deadline. 

[00:23:25] How to file an amended return if a mistake or missed deduction is discovered. 

[00:28:05] Rita’s challenge: spend time each month reviewing income, expenses, and tax planning. 

Links: 

Rockland Trust: https://www.rocklandtrust.com/ 

Julie Beckham on LinkedIn: https://www.linkedin.com/in/julie-beckham-05589534 
Rita Yeung on LinkedIn: https://www.linkedin.com/in/rita-yeung-cpa 

Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)