<p>The CAPE refund portal opens but small businesses face structural disadvantage. Visa quietly hiked Level 2 small business credit fees and sunset the legacy program April 18. FSMA 204 enforcement is now landing on independents who thought paper records would suffice.</p>

The CAPE refund portal opens but small businesses face structural disadvantage. Visa quietly hiked Level 2 small business credit fees and sunset the legacy program April 18. FSMA 204 enforcement is now landing on independents who thought paper records would suffice.

Tariff refunds, Visa fees, and the FDA traceability rule

Daily small business news in five minutes. Three stories every weekday morning, no filler — what happened, why it matters to your business, and what to watch. Covering tariffs, SBA loans, IRS rules, Federal Reserve moves, labor, and regulation through the lens of small business owners, independent operators, and main street operators who need to stay informed but don't have time to read everything. Monday through Friday. Part of Main Street Media.

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Tariff refunds, Visa fees, and the FDA traceability rule

Tariff refunds, Visa fees, and the FDA traceability rule