Major tariffs take effect tomorrow (October 14) on furniture, cabinets, and lumber – if you're planning home renovations, act NOW. Plus, the big banks kick off earnings season Tuesday with critical insights into the real economy. Here's what you need to know to position your portfolio this week.

[0:00] Opening - Why this week matters for your money

[0:45] Tariff Alert - What's hitting tomorrow and how it affects you

[3:15] Earnings Week Preview - Big banks take center stage

[5:15] Shutdown Update & Investment Strategy - Week 3 with no end in sight

[6:15] Closing - Key takeaways and what's coming Wednesday

✅ Act now if renovating - Furniture and home improvement costs jump tomorrow  ✅ Watch Tuesday's bank earnings - Best real-time economic indicator we have  ✅ Stay defensive - Keep 5-10% cash, focus on quality stocks  ✅ Don't chase at all-time highs - Too much uncertainty to FOMO into speculative plays

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Remember: The opening bell rings at 9:30, but smart money gets there early.

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Beat The Bell is for educational and informational purposes only and should not be construed as investment advice. Always consult with a financial professional before making investment decisions.