A new New York Fed study finds nearly 240,000 small importers paid an average of $90,000 more in tariffs in just three months. Alex explains how to size up your own exposure, why 84% of hiring owners still can't find qualified workers, and how to compete without an endless wage war. Plus: the 2026 minimum-wage and overtime rules that can raise your payroll floor through a single remote employee. Three stories, five minutes, done.