In this episode, host Adam Kazinec sits down with Audrey Giannini, CPA and co-founder of Finance & Consulting, to discuss the real-world differences between tax preparation and tax strategy. Audrey shares how her firm works across a wide range of clients—from business owners to everyday W-2 earners—and why planning ahead is far more powerful than scrambling at tax time.

They explore:

• The blurry line between tax and financial decisions—and why collaboration is essential
• Commonly overlooked deductions (like HSA contributions and business use of home)
• Why a separate bank account can simplify tax season and reduce CPA fees
• The difference between CPAs, EAs, and self-described "tax strategists"—and how to vet each
• Risks of chasing aggressive tax advice you find on social media
• What to watch for in 2025 with the potential sunset of the Tax Cuts and Jobs Act
• Smart questions to ask before hiring a tax pro—and why personality matters just as much as credentials

Whether you’re self-employed or just trying to get your finances in order, this episode is packed with insight into making smarter tax decisions before April.