On this episode of Talking Money, Mike answers a variety of listener submitted questions:

* I have a life insurance policy my parents purchased for me when I was a child. I would like to cash it in to buy some property. How will that affect my taxes?

* Do I need an estate planner? What professionals should I hire to make sure my estate is in order?

* How can I make sure my cars and mobile home or house don’t go through probate?

* I am close to retirement, what is a good way to make sure I have access to the cash flow I need without completely emptying my retirement accounts?

He also discusses the previously offered homegoing document, found here.