We're going to spend some time today talking about the difference between somebody who's really in the financial field and really focused on helping people accumulate their asset, but the thing that we hear so often and so passionately from the people that attend our workshops or come into our office for Retirement Roadmap consultation is it's really the first time that they're having this deep of a conversation. Taxes, Medicare, Social Security, many more topics, but how does it all fit together because it's complex.