Teach Me Money with Jaz & Bianca

So, you’re ready to start investing… but where do you actually buy your investments? And what’s the difference between a broker and an investing platform?

In this episode of Teach Me Money, we break down all things brokerage! From understanding what brokers actually do, to navigating the different platforms, comparing fees, and figuring out which features really matter.

We chat about CHESS sponsorship, HINs, custodial models, brokerage fees, and why choosing an investing platform can feel like an overwhelming number of options.

Whether you’re just getting started or wondering if your current platform is right for you, this episode will help you understand what to look for, what to compare, and how to make a more informed decision.

Because investing is confusing enough without having to decode the platform you’re using! 🎧

For educational purposes only. This episode contains general information, not personal financial advice.

FOLLOW OUR JOURNEY @teachmemoney_podaus

📧 [email protected]

DISCLAIMER

Teach Me Money provides general advice only.

The information shared in this podcast is intended for educational and entertainment purposes and does not take into account your personal financial situation, needs or goals.

Before making any financial decisions, consider what is right for you and seek professional advice where appropriate.

In this episode, we’re breaking down diversification and what it actually looks like in a real portfolio. We chat about why owning lots of investments doesn’t necessarily mean you’re diversified, how sector exposure can catch you out and why broad ETFs can be such a useful foundation.

We also get into the core–satellite approach, where more targeted investments can fit and why an exciting company or theme doesn’t automatically make it a good investment.

If you’re trying to work out how to actually put a portfolio together without overcomplicating it, this one’s for you.

As always, this is for education and general information only, not personal financial advice.

FOLLOW OUR JOURNEY @teachmemoney_podaus

📧 [email protected]

DISCLAIMER

Teach Me Money provides general advice only.

The information shared in this podcast is intended for educational and entertainment purposes and does not take into account your personal financial situation, needs or goals.

Before making any financial decisions, consider what is right for you and seek professional advice where appropriate.

You hear people say they “invest in the share market”… but what are they actually buying?

In this episode, we strip it right back and unpack what a share actually is, how the share market works, and where ETFs fit into the picture. We chat through the pros and cons of buying individual shares vs ETFs, take a little trip through the history of the share market, and explore some of the major markets and exchanges around the world.

We also talk about how all of these pieces fit together when you’re actually building a portfolio and, to finish, we pull back the curtain and share what we personally hold in ours.

If terms like ASX, Nasdaq, S&P 500, shares, ETFs and indexes have all started to blur into finance jargon this episode is for you.

As always, this is for education and general information only, not personal financial advice.

FOLLOW OUR JOURNEY @teachmemoney_podaus

📧 [email protected]

DISCLAIMER

Teach Me Money provides general advice only.

The information shared in this podcast is intended for educational and entertainment purposes and does not take into account your personal financial situation, needs or goals.

Before making any financial decisions, consider what is right for you and seek professional advice where appropriate.

Life doesn’t always go to plan, and that’s exactly why emergency funds exist. In this episode, we share how we both had to rely on ours over the holidays and why having that financial buffer made all the difference.

We also unpack the latest findings from the 2025 Australian General Social Survey, exploring what it reveals about the financial wellbeing of Australians.

Then, we continue our Investing Mini Series with Part 2, where we break down the four major asset classes. We’ll explain what they are, weigh up the pros and cons of each, and introduce key investing terms to help you feel more confident as you begin your investing journey.

FOLLOW OUR JOURNEY @teachmemoney_podaus

📧 [email protected]

DISCLAIMER

Teach Me Money provides general advice only.

The information shared in this podcast is intended for educational and entertainment purposes and does not take into account your personal financial situation, needs or goals.

Before making any financial decisions, consider what is right for you and seek professional advice where appropriate.

Investing can feel overwhelming, but before you worry about what to invest in, it’s worth asking whether you’re actually ready to invest in the first place.

In the first episode of our Investing Mini Series, we break down the financial foundations that should be in place before you put your first dollar into the market. We chat about emergency funds, high-interest debt, financial goals, cash flow, risk tolerance, and the questions everyone should ask themselves before they start investing.

Whether you’re thinking about buying your first ETF or you’re just curious about where to begin, this episode will help you build a solid financial base so you can invest with confidence.

FOLLOW OUR JOURNEY @teachmemoney_podau

📧 [email protected]

DISCLAIMER

Teach Me Money provides general advice only.

The information shared in this podcast is intended for educational and entertainment purposes and does not take into account your personal financial situation, needs or goals.

Before making any financial decisions, consider what is right for you and seek professional advice where appropriate.

We’re back! After a little break, we’re sharing what we’ve been up to and opening up about our own money stories. We explore the experiences that shaped our relationship with money, why financial literacy matters, and why we’re passionate about helping others build financial confidence. We’d also love to hear your money story!

FOLLOW OUR JOURNEY @teachmemoney_podau

📧 [email protected]

DISCLAIMER

Teach Me Money provides general advice only.

The information shared in this podcast is intended for educational and entertainment purposes and does not take into account your personal financial situation, needs or goals.

Before making any financial decisions, consider what is right for you and seek professional advice where appropriate.

The Federal Budget can feel really personal. One minute people are celebrating tax cuts, the next they’re stressed about housing, HECS, or feeling like they’re falling behind.

In this episode, we chat through the 2026 Australian Federal Budget in a way that feels more real than political. We talk about why money decisions can feel so emotional, how different people are impacted differently, and how looking at the data and statistics can sometimes help us step back and understand the bigger picture.

Just two teachers trying to make sense of money, emotions and what it all means for everyday Australians.

FOLLOW US @teachmemoney_podau

DISCLAIMER

Teach Me Money provides general advice only.

The information shared in this podcast is intended for educational and entertainment purposes and does not take into account your personal financial situation, needs or goals.

Before making any financial decisions, consider what is right for you and seek professional advice where appropriate.

We unpack the wild reality of money over a lifetime… because earning more doesn’t automatically make you wealthy.

Why do some high-income earners still feel broke?

How much of our pay actually disappears to tax, bills and lifestyle creep?

And have you ever thought about how the industry you work in can shape your entire financial future?

The difference between people on the same salary can literally add up to millions over a lifetime.

This ep might change the way you think about income, spending and what “doing well financially” actually means.

FOLLOW US @teachmemoney_podaus

LINKS

Compound returns calculator

Disclaimer

Teach me money provides general advice only.

It doesn’t take into account your personal financial situation, needs, or goals.

Before making any financial decisions, consider what’s right for you and seek professional advice if needed

Welcome to Teach Me Money! We are so excited to be starting this journey together.

In episode 1, we introduce ourselves, test our compatibility as podcast partners, and dive into our own money habits. We also unpack the statistics that genuinely shocked us and ultimately led us to start this podcast.

If financial literacy has always been on your mental to do list, this is your sign to start.

CHAPTERS

00:50 Introductions

06:03 Testing our compatibility as podcast partners

17:35 Money habits

24:16 Shocking financial statistics

35:25 How financially literate are you?

Find us on @teachmemoney_podaus

LINKS

Financial stress

Median house pricing

Credit Cards

Economic abuse

Cutting back on essentials

Gen Z and social media investing

Disclaimer

Teach Me Money provides general advice only. This content does not take into account your personal financial situation, needs or goals. Before making any financial decisions, consider whether the information is appropriate for you and seek professional advice if needed.