Brenda and I destroyed our marriage and our finances at the same time.  That's talent, right?  We first got the marriage lined out, and all credit goes to God for that.  When you focus on something greater than yourself, you can see the things that are most important. Then Chris introduced us to Dave Ramsey and FPU and we never looked back.  Our marriage was good when we were deep in debt and scraping by.  But now, it's on a whole different level!  The peace that comes with having your money in check and not living hand to mouth, is indescribable.  It's true freedom!