Christopher McDaniel, President of the Institutes Catastrophe Resiliency Council, joins Ankur Patel to unpack what it really takes to modernize the complex, risk-averse insurance industry. From climate risk to data silos, they explore how shared infrastructure, cross-industry collaboration, and regulatory engagement are redefining resilience in insurance. This conversation mentions, but goes beyond, blockchain and AI hype, focusing instead on the hard work of aligning innovation with real-world impact.