With the ability to capture real-time driving behavior, from hard braking to excessive speeding to mobile phone distractions, telematics is giving rise to new business models in P&C insurance. In this partner podcast episode of Conversations on the Creek, Rob Savitsky and Zach May from Duck Creek continue the conversation with Ryan McMahon of Cambridge Mobile Telematics, beginning with a discussion around the different ways telematics is being deployed in cars today.