For those of you who have been around awhile, you know I'm no fan of excuses. In the vast majority of cases, they are simply "cover ups" for some other core issue. With that being said, I can also fully admit that at times, there are situations where I would not call something an "excuse", but rather, a "reality". That's what we have with fellow community member Jacob. He has had a very rough time with some personal health issues that are just "fact of the matter". Here's the crazy part though, never once during our discussion did he play the victim card or hop on the excuse train. Like I said, in this situation I would have fully understand him feeling a bit bad for himself, but he didn't! He has now turned to the markets to help him overcome some rough circumstances and he's been learning a whole lot! He's done some very stupid things (as we all have!); however, he's also made some huge strides as you'll see near the end of our conversation. There is a whole lot for everyone to learn and quite frankly, just be inspired. Let's get to it!