As business partners serving Michigan families and business owners, we (Robert Young and Doug Cellini) noticed a persistent disconnect between faith and financial planning.

So we built the "Mustard Seed System" a five-step, scripture-rooted framework to bridge that gap. By optimizing tax and estate strategies, we can help people uncover "the one percent" of hidden potential to maximize their impact on the world.

In this episode of The 1% Podcast, we covered:

→ Why "your wealth isn't yours" changes every decision that comes after it

→ The five steps of the Mustard Seed framework

→ A real example of turning a required IRA withdrawal into a bigger gift

→ Why business owners with over 100 employees are quietly overpaying for retirement plan audits

→ How to talk to your kids about money before they inherit it

Chapters

00:00 Intro

01:14 Why faith and money feel awkward to talk about

05:57 Where the Mustard Seed idea started

09:34 What Mustard Seed isn't

12:29 Step one: preparing the soil of your mind

19:13 Step two: deciding where your extra one percent goes

21:29 Step three: sowing seeds every single day

28:10 Step four: working the land with real strategies

34:08 Step five: rest, reset, and pass it on

40:49 The bigger vision, and what we're asking you to do

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Prefer to listen?

https://pod.link/6791679944

Kingsview General Disclosure: Kingsview Wealth Management ("KWM") is an investment adviser registered with the Securities and Exchange Commission ("SEC"). Registration does not constitute an endorsement of the firm by the SEC, nor does it indicate that KWM has attained a particular level of skill or ability. The information presented is for educational purposes only. It does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed

John Pastor and his son Ryan run George H. Pastor and Sons, a Michigan construction company that started in 1925 with a banker who decided he'd rather build houses.

Three generations later, they're still going strong, along with a handful of Burger King franchises, a concert venue, and a family foundation that raises money for kids fighting things like epilepsy and brain tumors.

In this episode of The 1% Podcast, we covered:

→ How a family construction company survived the 1980s housing crash

→ The zoning loophole that got them into the Burger King business

→ Ryan's brain tumor at age seven and the years it took to recover

→ Building a church in Michigan's Upper Peninsula during COVID

→ Why the Pastor family started their own charitable foundation

Thanks to John and Ryan for making the drive up and sitting down with us. So glad we have the opportunity to share your story with our audience!

Chapters

0:00 Intro

1:56 Three generations of George H. Pastor and Sons

4:16 The convenience pickup window that started it all

9:04 From Burger King franchises to concert venues and beyond

10:23 Building the family foundation

11:35 Sled hockey and a Red Wings legend's comeback

21:20 A zoning fight that led to a run for state office

25:20 Ryan's brain tumor and the long road back

32:21 A mission trip that became a church

40:09 Stewardship, the foundation's future, and closing thoughts

~~~

Prefer to listen?

https://pod.link/6791679944

Kingsview General Disclosure: Kingsview Wealth Management ("KWM") is an investment adviser registered with the Securities and Exchange Commission ("SEC"). Registration does not constitute an endorsement of the firm by the SEC, nor does it indicate that KWM has attained a particular level of skill or ability. The information presented is for educational purposes only. It does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed

We spent years watching other people get the wrong financial advice.

I (Robert) built a career in lithium ion batteries and made it all the way to chief engineering director. During a 13.5 hour flight home from China I had realized I’d missed two and a half weeks of my kids growing up. I decided to start over as a financial advisor.

Doug was teaching high school science and coaching football when a financial advisor sold him life insurance. He didn't know it at the time, but that changed the direction of his career.

We connected on a cold call and have since built both The Mustard Seed System and now The 1% Podcast to ask the one question: What's the 1% change that actually moves someone forward?

In episode one, we covered:

→ Robert's path from engineering to financial planning

→ Doug's path from teaching to advising

→ The cold call that started their friendship

→ Going independent and what fiduciary standard actually means

→ The mustard seed system and building faith into a financial plan

Chapters

0:00 Intro

02:36 Meet Robert Young: a farm kid who became an engineer

05:12 The $63,000 pay cut that changed everything

06:07 Meet Doug Cellini: teaching, coaching, and a bad financial pitch

09:29 Sold products instead of a plan

14:16 Why they went independent

17:20 The cold call that started a friendship

23:48 The mustard seed system

31:05 A charitable giving strategy that costs you nothing

34:13 What to actually look for in a financial advisor

37:39 What's next on The 1% Podcast

~~~

Prefer to listen?

INSERT PODLINK URL

Kingsview General Disclosure: Kingsview Wealth Management ("KWM") is an investment adviser registered with the Securities and Exchange Commission ("SEC"). Registration does not constitute an endorsement of the firm by the SEC, nor does it indicate that KWM has attained a particular level of skill or ability. The information presented is for educational purposes only. It does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed