The Money Insights Podcast

The 10 Most Dangerous Life Insurance Myths Debunked | Episode #206


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In this episode, Christian Allen and Rod Zabriskie break down the top 10 life insurance misconceptions that are misleading high-income earners and everyday investors alike. From “life insurance is a terrible investment” to “it’s only for the ultra-wealthy,” the hosts cut through the hype and half-truths to provide practical, experience-backed answers. Along the way, you’ll find out:

- How the right policy design makes all the difference

- Why life insurance isn’t just about death benefit—but a powerful living asset

- Where industry mantras and marketing (like ‘Infinite Banking’) get it wrong

- When to consider cash value, legacy, or income as priorities…

- ...and much more.

Whether you’re new to life insurance or a seasoned investor, you’ll walk away with actionable insights to help you make smarter financial decisions.

Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients.

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The Money Insights PodcastBy Money Insights