The forth in the 12-part series based on Mark Hebners book The 12-Step Program for Active Investors. Hebner discusses how it is virtually impossible for anyone to know the right or wrong time to be in or out of the market.

The 12 Step Program: Step 4 Time Pickers

Index Fund Advisors (IFA) is an independent financial advisor that provides wealth management by utilizing risk-appropriate, returns-optimized, and tax-managed portfolios of index funds. IFA.tv provides webcasts explaining the investing strategies of IFA.com and Mark Hebner's book, Index Funds: The 12-Step Recovery Program for Active Investors, with Foreword by Nobel Laureate Harry Markowitz. See hard cover here: http://indexfundsbook.com and iBook here: http://iBookIndexFunds.com.

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The 12 Step Program: Step 4 Time Pickers

The 12 Step Program: Step 4 Time Pickers