A 90-year-old with a $1.5 million IRA faces a crushing tax burden—could it have been avoided? In this episode of Retirement Referee, Brooks Bernhagen breaks down the hidden dangers of Required Minimum Distributions (RMDs), the myth of million-dollar retirement, and how inflation quietly erodes your financial future. Learn why early planning, guaranteed income, and strategic Roth conversions could be the difference between comfort and crisis. Whether you're nearing retirement or already there, this episode offers eye-opening insights into protecting your nest egg.

Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!

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