How Swift works is one of the most misunderstood topics in crypto payments. Tom Zschach spent six years as Chief Innovation Officer at Swift, and he has unique insights to share.

In this episode:

• Why stablecoins aren’t replacing Swift; they’re connecting to it

• Why Tom called Ripple a fax machine and stands by it

• Why a token isn’t money and what that means for settlement

• Why faster and cheaper isn’t the real prize- certainty is

• What it actually takes to move $50 million into Singapore when there’s no alternative