The provided documents explore the multifaceted future of artificial intelligence by the years 2040 and 2045, highlighting a profound shift in how society operates. Experts present a spectrum of outcomes ranging from utopian advancements in healthcare and urban sustainability to dystopian warnings of mass unemployment and the erosion of human agency. A central theme is the emergence of Artificial General Intelligence (AGI), which may eventually function as a form of capital that renders traditional human labor redundant. This transition suggests that economic power will concentrate among those who own AI assets, potentially leading to a collapse in consumer purchasing power. Consequently, the authors emphasize an urgent need to renegotiate the social contract through policies like universal basic income or public ownership. Ultimately, the sources argue that while technological progress is inevitable, humanity must proactively manage ethical and regulatory frameworks to ensure AI serves the collective good rather than a privileged few.