The Money Matters MD Show

The 3-Fund Portfolio is Broken: How to Build Version 2.0


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Is the classic 3-fund portfolio still the best strategy in 2026—or is it quietly failing?

In this episode, we break down the hidden risks of market concentration and overexposure to mega-cap stocks, and introduce a smarter 2.0 portfolio built for today’s market.

Discover how a simple upgrade using factor investing and better diversification can potentially boost returns while reducing risk.

#InvestingPodcast #PersonalFinance #ThreeFundPortfolio #ETFInvesting #StockMarket #PassiveInvesting #WealthBuilding #FinancialFreedom #MoneyMatters #LongTermInvesting


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The Money Matters MD ShowBy Abhishek Gadre, MD, FCCP