The 4% Rule is the rule of thumb on how much income you should reasonably withdraw from your nest egg when you retire to avoid the risk of outliving your savings. A nest egg is the total amount of money you’ve saved up for retirement. For example, if you saved up $250,000 for retirement, using the accepted 4% withdraw rate, you should only spend $10,000 a year otherwise you put yourself at risk of depleting your account too soon.

Think about that, you saved up $250,000, not an easy task, and you are told to only spend $10,000 a year! That’s TERRIBLE! You sacrificed and saved while working just to end up poor! You know what’s crazy… Guess which mainstream investments follow the 4 % Rule… Basically all of them!! Including your 401k, IRA, Mutual Funds, and Index Funds.

I'm Curtis Ray, Always Be Compounding™!

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