Redefine Retirement with Ryan Wheless

The 4% Rule Is A Guideline, Not A Guarantee! | Dr. Wade Pfau


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In this episode of Redefine Retirement, Ryan Wheless sits down with Dr. Wade Pfau, a renowned retirement researcher and co-founder of the RISA tool to break down smarter ways to plan for income in retirement. From the flaws in the traditional 4% rule to the hidden dangers of market volatility and the widow’s penalty, Wade offers clear, research-backed strategies for building a retirement plan that actually fits your life.

They explore the power of the Retirement Income Style Awareness (RISA) framework, the misunderstood role of annuities, tax diversification, IRMAA surcharges, and why most people spend too little in retirement out of fear. If you're looking for more confidence, clarity, and control in your retirement plan, this conversation is a must-listen.

Learn more about Dr. Wade Pfau and his resources at: https://www.wadepfau.com/

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Redefine Retirement with Ryan WhelessBy Allied Wealth