For decades, the 4% rule has been one of the most widely quoted retirement strategies. The idea sounds simple: withdraw 4% of your retirement portfolio each year and your savings should last for decades. But in a world of changing markets, inflation spikes, and longer lifespans, many experts are asking a tough question—does the rule still hold up?

In this episode of Profit Pathways, we examine where the 4% rule came from, why it became so popular, and the real risks retirees face today. We also explore how modern retirement planning may require more flexible withdrawal strategies depending on market conditions and lifestyle needs.

If you’re planning retirement or already living off your investments, understanding the limits of traditional rules could protect your long-term financial security.

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