Most people think the 401(k) crisis happens because they didn’t save enough. The truth?
The real crisis happens when retirees fail to convert their nest egg into reliable, sustainable income.

In this episode, Adam Olson, CFP®, breaks down why so many hardworking savers still feel anxious at retirement—even with strong balances—and how to avoid the distribution mistakes that wreck thousands of retirements every year.

You’ll discover:

• Why focusing only on accumulation creates panic in your 60s

• The target-date fund trap that leaves many retirees overexposed

• How “perfect-world projections” mislead and fail in real life

• The income-conversion strategy that creates confidence

• How the Red Zone Retirement Planning framework ensures your needs, wants, and lifestyle are protected in every phase of retirement

If you’ve ever wondered, “Do I really have enough?”—this episode gives you the roadmap to finally say yes.

🎧 Listen now and learn how to turn your 401(k) into a paycheck you can rely on for life.

Investing involves risk, including loss of principal. Be sure to understand the benefits and limitations of your available options and consider all factors prior to making any financial decisions. Any strategies discussed may not be suitable for everyone. Securities and advisory services offered through Mutual of Omaha Investor Services, Inc. Member FINRA/SIPC. Adam Olson, Representative. Mutual of Omaha Investor Services is not affiliated with any entity listed herein. This podcast is for educational purposes only and may include references to concepts that have legal and/or tax implications. Mutual of Omaha Investor Services and its representatives do not offer legal or tax advice. The information presented is subject to change without notice and is not intended as an offer or solicitation with respect to the purchase or sale of any security or insurance product.Mutual of Omaha Investor Services and its various affiliates do not endorse or adopt comments posted by third parties. Comments posted by third parties are their own and may not be representative or indicative of other's opinions, views, and experiences.