The Money Insights Podcast

The 401k Trap | Episode #200


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Is your 401(k) quietly sabotaging your financial future?

In this eye-opening episode, Christian Allen and Rod Zabriskie peel back the layers of conventional retirement planning and reveal why qualified plans like 401(k)s may not be the golden ticket for high-income professionals.

You’ll discover:

  • The history and hidden agenda behind the 401(k)'s creation
  • Why tax deferral isn’t the same as tax savings
  • How Roth accounts, real estate, and cash flow strategies offer more flexibility
  • What it really means to diversify your retirement income across tax brackets
  • Real-world examples that highlight the long-term impact of your investment choices

Whether you're maxing out your 401(k), getting a company match, or exploring alternative strategies, this episode will give you the clarity to make smarter, more intentional financial decisions.

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The Money Insights PodcastBy Money Insights