Housing analyst Melody Wright returns to Natural Resource Stocks with host Steve Yang to warn that America’s housing market has lost touch with reality — and that the proposed 50-year FHA mortgage is not a solution but a symptom of systemic failure. Wright calls it “spaghetti at the wall,” arguing that politicians and regulators are avoiding the core issue: homes are no longer priced against income but against speculation. In this conversation, she details how debt-to-income ratios have quietly crept back to 2008 levels, why property tax and insurance inflation are causing mass defaults, and how fraud among investor networks…